HSF health plan (Malta) – What is covered?
Dental
Cover for check-ups, procedures and even teeth whitening as long as treatment is carried out at a dental surgery.
Optical
Cover for sight tests and optical appliances. Can include the cost of eye laser treatment and implantable contact lenses.
General Practitioner
Cover for visits to a GP. A prescription filed in a registered pharmacy. Attendance at an Accident and Emergency Department in a public or private hospital/clinic.
Practitioner
Cover for Physiotherapy, Physical Therapy, Osteopathy and Chiropractic. GP referral not required.
Wellbeing & Alternative Treatments
Cover for Acupuncture, Homeopathy and Chiropody/Podiatry. GP referral not required.
Consultations
Cover for specialists’ consultation fees, all undertaken on an outpatient basis. GP referral not required.
Medical Tests
Cover for medical tests including initial allergy testing, vaccination, health screening, pathology tests, x-rays, scans, electrocardiograms etc. GP referral not required.
Birth/Adoption Grant
A payment to the policyholder, whether the mother or father of the baby, for each registered birth in hospital or at home. The grant is also payable for a registered adoption up to the age of 10.
Day Case
A payment for a planned admission to occupy a bed for a day in a public or private hospital in order to undergo surgery, treatment or a procedure.
Hospital
A payment for an in-patient admission to a hospital or hospice to receive medical treatment.
Recuperation
A recuperation grant is payable following each stay in a hospital or hospice for which benefit has been paid for a minimum of 10 nights.
How does it work?
We offer 5 levels on the plan. Chose the level of plan that suits you and agree to pay a monthly amount.
ATTEND APPOINTMENT
Attend your regular dental, optical and healthcare appointments and keep the receipt.
EMAIL CLAIM
Email receipt with completed claim form to HSF health plan (Malta).
MONEY IS PAID INTO YOUR BANK ACCOUNT
Receive 100% of what you have spent, back into your bank account*
Is it expensive?
No, you can chose the level of the plan that suits your budget.
How do I join?
Through your employer.
*Up to the maximum amounts available on the level of the plan you have chosen.